Not every state requires motorcycle drivers to carry insurance. However, most states do. As a driver, you need to know which states require you to carry motorcycle insurance if you plan on driving in various states. Our team at Texas Classic Insurance is dedicated to helping Granbury, TX motorcycle drivers get the insurance coverage they need as well as understand the laws in terms of insurance coverage.
Do I need motorcycle insurance to drive in Texas?
Yes. Motorcycle insurance is a requirement in the state of Texas. Everyone who plans to operate a motorcycle in Texas must carry liability insurance for a motorcycle. Liability coverage must be carried to legally operate your motorcycle within the state of Texas.
Liability coverage helps motorcycle drivers provide financial coverage for any accidents they may cause. Bodily injury (BI) and property damage (PD) are the types of coverage provided by liability insurance. This insurance will pay any medical bills the other driver or injured person suffers as a result of an accident you cause. Any property damage you cause to the other driver’s vehicle or property is also covered by liability insurance.
What are the coverage levels required for Motorcycle Insurance in the state of Texas?
Everyone who plans to legally drive their motorcycle in the state of Texas must carry liability insurance that includes $30,000 or more in bodily injury coverage per person and $60,000 per accident. Drivers must also carry at least 25,000 in property damage coverage.
Of course, drivers can carry more, but the state minimum levels must be met to legally drive a motorcycle within the state of Texas.
Looking for Insurance in Granbury, TX?
If you have questions regarding motorcycle insurance, we’d be glad to answer them. Call us at Texas Classic Insurance.