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An Inspection of Your Home’s Structural Materials

The Importance of Home Inspection

The condition of your home’s structural materials is a critical aspect that determines its current status. A thorough inspection of these subject matters could impact the amount of home insurance you plan to invest in. Below are the steps to perform an inspection of the structural materials.

The Preliminary Steps

When planning an inspection with an insurance representative, the property owner should make proper preparations for the visit. This can include rinsing off the home’s exterior and removing any loose items around the property. These steps ensure that the representative can move around freely and assess the home’s materials without obstructions.

Materials Subject to Inspection

Structural materials include any materials used in constructing a house’s frame, walls, floors, and ceilings. When an insurance representative commences an inspection, the materials they assess typically include the following:

  • Wood
  • Asphalt
  • Concrete
  • Brick
  • Natural stone

How the Assessment Proceeds

As part of the assessment, the representative will survey the residential property, taking notes about their findings. These may include details about the size of the home, construction materials used, and any distinct design features. Any issues identified during the inspection—such as damaged structural materials or potential risks—will be recorded. Upon completion of the assessment, a consultation will help divulge the results of the inspection to the property owner. It is advisable that the owner consider repairs or replacements for any damaged structural materials.

Contact Texas Classic Insurance

To learn more about residential inspections and insurance products, contact an agent representing Texas Classic Insurance. Our agents serving Granbury, TX, are available to assist with your inquiries.

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Partner Carriers

  • Allstate
  • ASI
  • BuildersRisk
  • Dairyland
  • Foremost
  • Germania
  • Hagerty
  • Hippo
  • Homeowners of America
  • Kemper
  • MetLife
  • Mercury
  • Mission Select
  • National General
  • Nationwide
  • Neptune Flood

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