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Granbury, TX 76049

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5 Benefits of home insurance in Granbury, TX

Owning a home is rewarding. But, it’s also a lot of work. 

Texas Classic Insurance wants to help you protect your investment. Serving Granbury, TX, the agency knows the best way to do that is with a home insurance policy. In addition to offering peace of mind, a home insurance policy provides these five practical benefits.

Protects primary dwelling

Protect where you live. As the name implies, this is the main purpose of home insurance. Damage from fire, hurricanes, or tornados does occur, insuring your home can help reimburse any replacement costs.

Covers additional structures

But this isn’t the only building that’s included. Any detached structures, like garages, sheds, decks, or fences, are protected as well. Coverage limits can vary, so customize your policy to ensure adequate protection.

Safeguards belongings

What’s inside these buildings is valuable too. Home insurance applies to furniture, appliances, electronics, and other personal possessions in the event of a covered loss. Texas Classic Insurance recommends conducting a home inventory first. This will help your agent determine proper policy limits.

Provides liability

Accidents can be costly. This is especially true if you are found to be at fault. If someone is injured on your property, liability kicks in. Liability coverage can reimburse medical bills or legal expenses, even for incidents like a dog bite or slip and fall.

Pays additional living expenses

Home insurance can also help if your home becomes inhabitable. If damage, destruction, or needed repairs forces you to relocate, "loss of use" is key. This repays any relocation-related expenses that are incurred, like hotels, travel, and meals.

Contact an agent serving Granbury, TX

Enjoy these benefits yourself by purchasing a home insurance policy. Texas Classic Insurance can help find a plan that’s right for you. Call to schedule an appointment today.

How Much Homeowners Insurance Should I Have?

As a Granbury, TX homeowner, it can be difficult to try to determine how much insurance you need to protect you in the event of fire, theft, or storm damage. You’ll need three basic types of insurance, and then you can work with a Texas Classic Insurance agent to fine-tune your policy so that it covers the exact amounts you need to cover your specific property. 

Dwelling Coverage

This covers your home itself and will help rebuild or replace it if it’s damaged. This coverage will handle things like damage to your roof, walls, carpeting, and more. It can cover the rooms in your home after a covered incident. 

Contents Coverage

This coverage is designed to cover your personal belongings inside your home and includes your furniture, electronics, jewelry, and more. If you have any items that are especially expensive, like collectibles or art, you may want to consider adding a specific rider to your policy to purchase additional insurance for them. 

Liability Coverage

This coverage handles your liability for any accident that would occur on your property, such as a guest tripping and falling on your sidewalk and needing to go to the hospital, or a family member falling down your stairs and experiencing high medical bills. This coverage can be essential if you regularly have guests in your home or live in an area with a lot of foot traffic, as it helps protect you. 

At Texas Classic Insurance, we specialize in helping homeowners in the Granbury, TX area get the insurance coverage they need. Contact us today to learn more about your insurance options. 

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Partner Carriers

  • Allstate
  • Anchor
  • ASI
  • Bankers
  • BuildersRisk
  • Dairyland
  • Foremost
  • Germania
  • Hagerty
  • Hippo
  • Homeowners of America
  • Kemper
  • Maison
  • MetLife
  • Mercury
  • Mission Select
  • National General
  • Nationwide
  • Neptune Flood

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  • Texas

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