Owning a home is rewarding. But, it’s also a lot of work.
Texas Classic Insurance wants to help you protect your investment. Serving Granbury, TX, the agency knows the best way to do that is with a home insurance policy. In addition to offering peace of mind, a home insurance policy provides these five practical benefits.
Protects primary dwelling
Protect where you live. As the name implies, this is the main purpose of home insurance. Damage from fire, hurricanes, or tornados does occur, insuring your home can help reimburse any replacement costs.
Covers additional structures
But this isn’t the only building that’s included. Any detached structures, like garages, sheds, decks, or fences, are protected as well. Coverage limits can vary, so customize your policy to ensure adequate protection.
What’s inside these buildings is valuable too. Home insurance applies to furniture, appliances, electronics, and other personal possessions in the event of a covered loss. Texas Classic Insurance recommends conducting a home inventory first. This will help your agent determine proper policy limits.
Accidents can be costly. This is especially true if you are found to be at fault. If someone is injured on your property, liability kicks in. Liability coverage can reimburse medical bills or legal expenses, even for incidents like a dog bite or slip and fall.
Pays additional living expenses
Home insurance can also help if your home becomes inhabitable. If damage, destruction, or needed repairs forces you to relocate, "loss of use" is key. This repays any relocation-related expenses that are incurred, like hotels, travel, and meals.
Contact an agent serving Granbury, TX
Enjoy these benefits yourself by purchasing a home insurance policy. Texas Classic Insurance can help find a plan that’s right for you. Call to schedule an appointment today.