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4400 E Hwy #377
Granbury, TX 76049

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How Much Homeowners Insurance Should I Have?

As a Granbury, TX homeowner, it can be difficult to try to determine how much insurance you need to protect you in the event of fire, theft, or storm damage. You’ll need three basic types of insurance, and then you can work with a Texas Classic Insurance agent to fine-tune your policy so that it covers the exact amounts you need to cover your specific property. 

Dwelling Coverage

This covers your home itself and will help rebuild or replace it if it’s damaged. This coverage will handle things like damage to your roof, walls, carpeting, and more. It can cover the rooms in your home after a covered incident. 

Contents Coverage

This coverage is designed to cover your personal belongings inside your home and includes your furniture, electronics, jewelry, and more. If you have any items that are especially expensive, like collectibles or art, you may want to consider adding a specific rider to your policy to purchase additional insurance for them. 

Liability Coverage

This coverage handles your liability for any accident that would occur on your property, such as a guest tripping and falling on your sidewalk and needing to go to the hospital, or a family member falling down your stairs and experiencing high medical bills. This coverage can be essential if you regularly have guests in your home or live in an area with a lot of foot traffic, as it helps protect you. 

At Texas Classic Insurance, we specialize in helping homeowners in the Granbury, TX area get the insurance coverage they need. Contact us today to learn more about your insurance options. 

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Partner Carriers

  • Allstate
  • Anchor
  • ASI
  • Bankers
  • BuildersRisk
  • Dairyland
  • Foremost
  • Germania
  • Hagerty
  • Hippo
  • Homeowners of America
  • Kemper
  • Maison
  • MetLife
  • Mercury
  • Mission Select
  • National General
  • Nationwide
  • Neptune Flood

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